Funding

Cheshire West and Chester Council offer financial help for adaptations, essential repairs or improvements, or to fix serious hazards in your home.

With loans and grants there are a number of conditions that apply and we can guide you through your options starting with an assessment of your financial position to check if you qualify for funding. Where loans or grants are not applicable, there are also options to self fund work.

We know the process can feel overwhelming, so we provide expert guidance to support you through the application process to access the funding available and use it to improve how you live in your home.

Disabled Facilities Grant

Disability Facilities Grants are means-tested* grants for disabled homeowners or anyone privately renting. The grant is to pay for adaptations recommended by an Occupational Therapist (OT) that enable you to stay independent in your own home.

This is for adaptations costing more than £1,000, up to a maximum of £30,000 like;

making your home wheelchair accessible by widening doorways or putting in ramps,
creating walk-in (level access) showers, or
extensions and alterations to provide ground floor facilities like bedrooms and bathrooms.

We’ll guide you through the application process and help you to make the changes you need to improve how you live in your home. *Applications relating to a child are not means-tested

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Decent Homes Loan

A Decent Homes Loan is a means-tested equity loan from £1,000 to £40,000. This is for homeowners on low income who need to pay for work to make improvements that bring homes up to the Government’s Decent Homes Standard.

Decent Homes Loans can be used to pay for essential repairs like;

roof work,
heating systems or insulation measures, or
to update kitchens and bathrooms.

Funding can also be used to remove major hazards such as serious dampness, dangerous stairs or electrical wiring which could affect your health and safety.

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Home Safety Grant

A Home Safety Grant is a discretionary grant for homeowners on low income or qualifying benefits who need to make their home safe to live in.

Home Safety Grants are available to pay for urgent repairs where there is a serious risk to your health, safety and welfare, like:

serious electrical defects where there is an imminent risk of fire or electrocution,
excessive cold due to lack of heating,
risk of imminent structural collapse of part of the building,
serious disrepair causing extensive rain penetration, or
serious security problems.

More details

Self-funded work

If you’re a homeowner who would like work done that is either not covered by grants and loans, or if you’re not eligible for funding, please get in touch and we can guide you through your options.

Self-funded work is an option for homeowners where grants or loans are not applicable. Contact us to discuss how we can support you to access trusted tradespeople, and support you to identify and schedule the work your home needs.